![]() ![]() If you are required to have an SR-22 form, then you must first purchase an automobile insurance policy. The SR-22 form is mandated by the state of Arizona. It is not a type of automobile insurance but proof that a driver has acquired and maintains the minimum required amount of automobile insurance. SR-22 insurance is also known as a Certificate of Financial Responsibility. To note, the court can attach additional fees and penalties regardless if it was your first or fifth offense.ģ-month suspension: driver's license, registration, and license plate.Ħ-month suspension: driver's license, registration, and license plate.ġ-year suspension: driver's license, registration, and license plate. If, before your court date, you are able to prove that you did indeed have insurance and still have the proper amount of minimum insurance, then you may be able to have the citation dismissed and will not be penalized further.įor all citations, you can anticipate three specific penalties: (1) a fine of at least $500 (2) driving privileges suspended and (3) an SR-22 requirement for 2 years. If a law enforcement officer stops you while you are driving and requests that you verify proof of auto insurance or self-insurance and you are unable to do so at that time, it will result in a traffic citation and additional penalties. The penalties vary according to the circumstances. Arizona has some of the strictest penalties for driving without insurance. ![]() Upon request of a law enforcement officer, you must provide proof of financial responsibility, and if you fail to do so, there are consequences. You cannot legally drive with registration and without the minimum insurance coverage. When you register your vehicle, you must provide proof at the DMV of either your (1) auto insurance or (2) self-insured bond. To ensure yourself, you must purchase a bond in the minimum amount of $40,000. Property Damage Liability Coverage: $10,000.Īlternatively, if you do not want to purchase auto insurance, you have the option of self-insurance.Bodily Injury Liability Coverage: $15,000 per person/$30,000 per accident and.If you have a vehicle registered in Arizona and want to operate it, then you must carry the following minimum amount of insurance: Like most other states, Arizona requires its drivers to have a minimum amount of auto insurance pursuant to the Financial Responsibility Law. ![]()
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